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On a lazy day at home last week, Miss Four asked me to teach her how to do a cartwheel.
I jumped at the chance to show off my mean cartwheeling skills. I used to be quite the cartwheeling queen back in the day.
I didn’t bother to limber up. There was no stretching of the hammies for me. I launched myself into the cartwheel at high speed without a second thought.
Upside down and halfway through the cartwheel, it occurred to me that this was a bad idea. A very bad idea.
Pain shot straight through the centre of my backside and I collapsed to the floor in agony. The girls stood and stared as I writhed around screaming, ‘My bottom, my bottom’.
I felt like I had split my body clean in half.
I forgot that I’m not the limber Lucy I used to be. In fact, I’m far from it. I have some serious issues going on with my tailbone, sacrum and sacral joints. And now I’ve just made it a hell of a lot worse.
My poor body never recovered from my first pregnancy. I’ve been ignoring my aches and pains for years hoping they will eventually heal. They haven’t.
About six months ago, I decided it was time to seek professional help. Since then I’ve been running from pillar to post with various physio and remedial massage experts trying to get to the bottom (pun intended) of what’s going on.
My latest physio told me she couldn’t pinpoint the root of my pain and that rehabilitation will be a long and slow process.
In tears I cancelled all future appointments. I wanted a quick fix. I wanted her to tell me you need to do this and that and you will magically be better. It felt as though I wasn’t making any progress. The only progress was my money going down the drain.
Things have improved considerably with my pelvic floor issues, but I cancelled my latest appointment with that physio too because all of these appointments were costing us a fortune.
While we had private health insurance, it didn’t cover remedial massage, osteo or physio. I was paying full fees on every visit.
I knew I should change my cover, especially after reading this article about reassessing your cover after you’ve finished having kids, but I put it in the too hard basket. Between working, kids, blogging, and everything in between, who has time to sit on the phone for four hours to sort through cover?
It wasn’t until http://www.healthinsurancecomparison.com.au contacted me to help them promote their services that I finally resolved to do something about it.
In less than 30 minutes, http://www.healthinsurancecomparison.com.au cut our health insurance bill by $86 a month.
$86 a month.
That’s huge for our little family.
Not only are we saving $86 a month, but our health cover is now aligned with what we actually need. (I’m trying not to think about all of that money we wasted paying for cover we didn’t need or use.)
The lovely people at http://www.healthinsurancecomparison.com.au talked me through our health care needs, compared policies and came up with something affordable that meets our needs.
We aren’t planning any more babies and no longer need fertility assistance, so we reduced that side of the cover and bumped up the wellbeing extras like remedial massage, physio and osteo.
Now if I want to have an $80 session with my physio, I will only be $32 out of pocket. We will get $400 each per year to spend on remedial massage equating to about eight sessions.
The other great thing about http://www.healthinsurancecomparison is that they assist with the transfer from your existing fund if you decide to swap providers.
Reassessing and updating our health insurance was so easy and stress free, I don’t know why I haven’t done it sooner.
Now I can get serious again about repairing my body and not have the costs cripple us.
All I have to think about now is what to do with that extra $86 per month 🙂
When was the last time you reassessed your health insurance?
Linking up today with EssentiallyJess for IBOT.